PRIVACY STATEMENT

At Effler/Schmitt Company, we are committed to protect your privacy as a visitor to this web site and as our customer. To our visitors and to our customers, we offer this pledge:

Effler/Schmitt Company is the owner of the information, which is collected on this web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent

any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection

We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this web site. When you enroll for an insurance policy at Effler/Schmitt Company, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Effler/Schmitt Company, so we can provide you with policyholder service. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.

When you purchase an insurance policy from Effler/Schmitt Company, you may pay the premium with a personal check. If you pay the premium using your personal check, we will keep a copy of your check in our file.

When you send us e-mail from this web site, you will provide us with certain personally identifiable information including you e-mail address.

Third Party Links

This web site may contain links to third party web sites that are not controlled by Effler/Schmitt Company. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Effler/Schmitt Company is not responsible for the content of third party web sites linked to Effler/Schmitt Company nor are we responsible for the privacy policy or practices of third party web sites linked to Effler/Schmitt Company. Our privacy policy only applies to information we collect from you while you are at and while you are actively in session with Effler/Schmitt Company. If you should link to a third party web site from Effler/Schmitt Company, we strongly encourage you to review and become familiar with the web site’s privacy policy.

Changes in our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.